About Us

Who We Are

Fair Choice Finance Limited is a wholly owned Zambian Company. The directors first mooted the idea of setting up a micro finance company in Zambia in 2015. This was as a result of realising that individuals in formal employment had limited opportunities for short term credit.

Management and Staff of Fair Choice Finance Limited are delighted to invite individuals and organisations to register on our platform to access our affordable and short to medium term salary-based loans. These loans have individual limits of up to ZMW 100,000.00 with a maximum tenure of 36 months.

As Fair Choice Finance Limited we are also Ready, Able and Willing (RAW) to structure affordable instant loans under refinancing plans. We are offering Instant Loans which we pledge to give feedback on within 24 hours of one submitting a fully completed application with us. We therefore invite all individuals and organisations to come and visit us at our premises situated at:

Stand No. 4713

Vitumbiko Office Park

Corner of UN and Ngumbo Roads

Lusaka, ZAMBIA.

Alternatively we are happy to schedule an appointment with you at your earliest convinience.

Fair Choice Finance Limited’s strength lies in striving to position itself as an efficient and effective agent of payroll-based credit facilities to this intended niche market. As our tag line goes, we indeed have made a conscious decision to be “Your First Choice”.

VISION

To be Zambia’s leading and employees go-to payroll-based credit solutions provider that will enable our customers meet their short to medium term cash flow needs with our long-term commitment to their success.

MISSION

To become a leading player in Zambia’s financial market by profitably providing affordable payroll based short to medium term credit facilities to our customers, while exceeding all our stakeholders’ expectations.